Thanks to Sue Despain for this money saving tip: A couple years ago I saw an article about a man named Dave Ramsey who has a program to help people learn how to budget, get out of debt and take control of the their finances. He has a website, www.daveramsey.com that is full of information. Currently, he has a special on his book, "The Total Money Makeover" selling it online for only $10.00 which is a great deal. I would encourage anyone who wants to have the peace of living debt free to check it out.
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